Using the concepts and rules of Commercial Paper (Chapters 22 and 23) and relevant readings from the Bible, respond to the prompts below:1. Explain what commercial paper means as a practical matterthat is, why a lender would want to take a negotiable promissory note from the borrower in addition to the borrowers simple contractual promise to repay, and2. Describe the Bibles views regarding lending from both a lenders perspective and a borrowers perspective.Cite a minimum of two scholarly peer reviewed sources (beyond your textbook or the Bible) applying APA guidelines (250-450 word count range).Post replies to two of your peers initial posts. Your two peer replies should include either: